Wisdom of Experience: Lessons Learned From Millennial, Generation X and Baby Boomer Investors 


ft. Heather Lord, Strategy & Innovation Director at American Funds
This episode is brought to you by Jumpstart:HR, LLC
HR Outsourcing and Consulting for Small Businesses and Startups
About this episode:
Who’s staying up all night worrying about retirement? It is not the Boomers but the generation that came of age during the dot-com bust, the global financial crisis and housing collapse – Generation X or anxious!  Nearly two-thirds (63%) of Gen Xers are kept up at night thinking about financing their retirement and even more are looking to increase the upside of their investments so they can get on track, according to a survey by American Funds, a family of mutual funds from Capital Group, one of the world’s leading investment management firms.
“Wisdom of Experience: Lessons Learned From Millennial, Generation X and Baby Boomer Investors” surveyed over 1,200 U.S. adults, focusing on Millennials (21-36 years old), Generation X (37-51 years old) and Baby Boomers (52-70 years old), to understand their perspectives on a range of investing and retirement issues.
On this episode, Heather Lord, Strategy & Innovation Director at AmericanFunds, will detail the findings of the “Wisdom of Experience: Lessons Learned from Millennial, Generation X and Baby Boomer Investors” survey and what investors should be thinking about at various stages in their lives.
About Heather Lord:
Heather Lord is strategy & innovation director at American Funds, part of Capital Group. She has 11 years of industry experience and joined Capital Group this year. Prior to joining Capital, Heather worked as a principal at Boston Consulting Group. Before that, she was a senior vice president, strategy & client experience at Charles Schwab. She holds a PhD in applied statistics and psychology from Yale University and a bachelor's degree in statistics from Cornell University. Heather is based in Los Angeles.


Is It Too Easy to Spend Money These Days?


Ft. Ester Bloom, Senior Editor at TheBillfold.com
Enjoy today's episode? Support the BLC Podcast and become a contributor:

About This Episode:

With wages stagnant, school debt piling up and costs rising millennials have it tough. Technology can be a key to saving or a curse. In this episode, Ester Bloom, Senior Editor of The Billfold will share her tips including:

Spending Tracking Apps
Referral Marketing
Apps that raise your food bill and ones that lower it
Technology to track your driving skills (and lower your auto insurance)

According to the Association for Psychological Science, when it comes to driving most people think their skills are above average.  Other studies have found nearly two thirds of drivers rate themselves as excellent or very good. Now your anchors, reporters, producers, hosts and audience can put themselves up to the challenge for free by using technology to measure how they actually drive. If they do well, they might be able to save significant money on their car insurance.

Here’s how the program works. After signing up for a 30 Day free trial (here), you’ll receive a Snapshot device which plugs into your car. It measures how fast, how far and when you drive. It also measures your rates of acceleration and how hard you brake. If you do well, new customers can be offered a reduced Snapshot rates and existing customers can see their rates go down—good news also for parents who have younger millennials on their insurance plan.

About Ester:

Ester Bloom is an award-winning non-fiction writer and Senior Editor at The Billfold which covers everything you wanted to know about money. Her specialty areas are millennials and women. She has appeared on MSNBC, MTV, HuffPost Live and the Geraldo Rivera Show among many programs.


Give Your Boss a Piece of Your Mind - The Right Way


Ft. Anita Bowness

Global Practice Leader of Halogen Software

This Episode is Sponsored by Jumpstart:HR, LLC

HR Outsourcing for Small Businesses and Startups

Learn more: www.jumpstart-hr.com

If you’re listening whileenjoying a cup of coffee – or if you just want to say hello, tweet us at@bizlifecoffee or follow us on Instagram at @businesslifeandcoffee – all oneword. Also, don’t forget to leave us a 5-star review on iTunes.


We’ve all heard of the phrase“managing up,” but what does it mean to give feedback to your boss – and how canyou do it the right way without getting fired? Research shows that many peopleleave organizations due to bad management, so why not turn that around andempower employees to give managers a piece of their mind?

Joining me to tackle thistough and touchy topic today is

Anita Bowness, GlobalPractice Leader of Halogen Software

About Anita:

Anita joined Halogen in 2014 with nearly 20 years' experience in consulting and professional services, the majority of which has been spent enabling client organizations leverage the talent of their workforce to achieve desired strategic results. As a Solutions Consultant with Halogen, Anita draws upon her prior HR and consulting experience in the areas of recruitment, onboarding, performance management, learning and development, succession planning, organizational development, competency mapping and change management. Her consulting experience has spanned many sectors, including IT, government, defense, retail, telecommunications, healthcare, education, logistics and professional services. Anita holds a Bachelor of Commerce with a Major in HRM from the University of Ottawa, and an Masters in HRM from the University of Leeds.

Additional Performance Resources from Halogen Software:


How Not to Waste Your Time in College

Ft. Jena Burgess (@CoachJenaB)
Buy her new book here: http://amzn.to/29Hk4QI
This Episode is Brought to You By Jumpstart:HR, LLC
HR Outsourcing and Consulting for Small Businesses and Startups
Learn more at www.jumpstart-hr.com
About This Episode:

What things in addition to your degree does it take to get the job you want? There can be a lot to consider: grades, soft skills, technical skills, resume and networking. And at times it can get overwhelmingly confusing to know which one to start with. Don't worry though, on this episode of the Business, Life, and Coffee podcast, author Jena Burgess, PHR talks about all this and more.

Her new book Super Qualified is a roadmap that includes the student voice in the conversation that colleges and companies are having about the perception, realities and practicalities of being qualified for work.

This episode is great for college students, parents of college students, and professionals looking to make a return to grad school.

About Jena Burgess:
Jena Burgess is a career coach and trainer dedicated to developing learning experiences that meet the changing needs of today’s professionals. She is the CEO of Coach Jena B LLC, a boutique professional development firm focused on professional success. Jena leverages her human resources and diversity and inclusion experience in Fortune 500’s, non-profits, start-ups and financial institutions to empower her facilitation with clients. She is an accomplished facilitator and is often a guest speaker at top universities, colleges and corporations. Participants describe her workshops as thoughtful, inclusive and FUN. Jena is often leveraged for her unique understanding of Millennials and Generation Z. She serves as a board member for HBCU Career Development Marketplace. Jena is certified in the art of Gamification, the process of infusing fun game-like mechanics to motivate human behavior.

Help Promote Entrepreneurship Skills to The Largest Unemployed Minority Group in America
Founder, CEO, and Chief Disabled Officer of 
2Gether International, a global non-profit for helping those with disabilities
This episode of presented by Jumpstart:HR, LLC
HR Outsourcing for Small Businesses and Startups

Ft. Diego Mariscal, 

About this Episode:

No doubt about it, disabled people are AWESOME... interested in seeing them become leaders and entrepreneurs?! This episode highlights the work, and fundraising goals of 2Gether International, a non-profit organization empowering persons with disabilities to launch successful 

Connect with 2Gether International:




2Gether International

About Diego:


FOUNDER & CEO of 2Gether-International.org. One of the only tech not-for-profits working on fostering disability pride. 

FOUNDER and President of 360-agency. The consulting arm of 2Gether-International.org. A strategy agency build for clients that want to better understand disability and the market value it represents. Clients Include: BLACKBOARD, THE WORLD BANK, THE US DEPARTMENT OF STATE. 

FOUNDER of Limitless Prepa Tec. Mexican student group movement. Providing sensitivity training workshops on disability throughout 8 high schools. Reaching over 3,000 students to-date. 


Election 2016: Polarizing Candidates Create Significant Headaches at Work

Evren Esen, SHRM-SCP
Director, Workforce Analytics, SHRM
View more blogs from #SHRM16
This Episode is Brought to you By Jumpstart:HR, LLC
HR Outsourcing and Consulting for US-Based Businesses
Learn more by visiting: www.jumpstart-hr.com
About this episode:
This election year is brining greater political volatility to the workplace, with slightly more than one-quarter of respondents to a new Society of Human Resource Management (SHRM) survey reporting tension, hostility or arguments among co-workers because of political affiliation.
Discussing this volatility - and what employers are doing about it - is SHRM Workforce Analytics Director Evren Esen, SHRM-SCP.
Quick Facts:

  • 72% of HR professionals indicated their organizations discouraged political activities in the workplace.
  • 24% of organizations had a written (i.e., formal) policy on political activities, and 8% had an unwritten (i.e., informal) policy.
  • 86% of HR professionals indicated their organizations allowed employees to take either paid (53%) or unpaid (33%) time off to vote.

See more at: https://shrm.org/research/surveyfindings/pages/policies-politics-workplace.aspx#sthash.LvRUUVXe.dpuf

View more about the study:
What Does it Take to Become an Award-Winning Executive?
Tim Mulligan, J.D.
CHRO, San Diego Zoo Global
Winner - 2016 CHRO of the Year (HRO Today)
This episode is sponsored by Halogen Software
About this Episode:
On this episode of the Business, Life, and Coffee show, Tim Mulligan discusses how he refined his corporate culture at one of the nation's premiere service-oriented non-profit organization. Also, he shares his wisdom about becoming an award-winning executive, advice for young professionals climbing the corporate ladder, and the unique advantage having a law degree can have as an HR professional.
Be sure to check out his book, "Roar: How to Build a Resilient Organization the World Famous San Diego Zoo Way" by visiting the link below or on Amazon.
About Tim:
Tim Mulligan serves San Diego Zoo Global as the Chief Human Resources Officer, managing a staff that fulfills employment needs for the organization's nearly 3,000 employees. Since joining San Diego Zoo Global over 11 years ago, his team has developed programs which led to several awards, including San Diego Business Journal's "2008 HR Professional of the Year" and San Diego City Beat's "2014 Best Places to Work in San Diego." 
Links for Roar and San Diego Zoo Global

Why Are We So Bad At Detecting Liars?

Micheal W. Johnson,
Former Senior Trial Attorney, US Department of Justice
This episode is provided by Jumpstart:HR, LLC
HR Outsourcing and Consulting for Small Businesses and Startups
About This Episode:
Employee investigations are an inevitable part of working at a small business or startup. When it comes to determining if someone's telling the truth, are we going about it the right way? Leading up to his #shrm16 mega session entitled: "Why Are We So Bad at Detecting Liars?", Clear Law Institute CEO Michael Johnson discusses the components of a successful investigation while breaking down the stereotypes and myths that we see on TV and film. If you're ever involved in workplace investigations (or you want to know if someone in your life is telling the truth), you don't want to miss this episode!
About Micheal Johnson: 

Michael W. Johnson is the founder and CEO of Clear Law Institute, which provides online courses on legal, HR, accounting, compliance, and management topics to tens of thousands of professionals from hundreds of organizations.

A graduate of Duke University and Harvard Law School, Mr. Johnson began his career as a trial attorney in the United States Department of Justice, where he was the lead attorney on one of DOJ’s first “pattern or practice” sexual harassment cases.

About Clear Law Institute:
Clear Law Institute provides (1) online continuing education courses for thousands of professionals on legal, HR, compliance, accounting, and management topics, (2) Online courses and learning games on workplace harassment prevention and ethics and compliance topics for tens of thousands of employees at dozens of employers, and (3) Investigations training for dozens of organizations such as Google, the EEOC, and the World Bank.
Why The Most Successful Start-Ups Invest in  Co-Working Space
(San-Diego Start-Up Week)
Noelle Maestas
Community Manager, Co-mmunity SD
This episode is sponsored by Jumpstart:HR, LLC
HR Outsourcing for Small Businesses and Start-Ups
Behind every great start-up is a team of support. While on travel to San Diego, i visited Co-mmunity SD, an awesome co-working space with a podcasting room and a team of some of the start-up world's most trusted advisors.
Meet Noelle Maestas, Community Manager for Co-mmunity SD. On this episode, we discuss the benefits of co-working, whether or not it pays to go straight to commercial real estate as a start-up, what's to come during San Diego Startup Week and more. You don't want to miss this conversation!
Resources Mentioned on the Show:

Is Social Media a Necessary Evil at Work?

Aliah Wright
Manager/Online Editor for SHRM, Best-Selling Author, Award Winning Speaker, Social Media Strategist
Twitter: @1SHRMscribe
This Episode is Sponsored by Jumpstart:HR, LLC
HR Outsourcing for Small Businesses and Start-Ups
About this Episode:
No matter how you might try to fight against it, or pretend it isn't a "thing," social media is here to stay. It's changing the way we buy, the way we keep in touch with our friends, the way we get our news, and now - how companies hire and engage their employees. So what are the in's and out's of social media use that business owners and HR professionals need to know about? This episode dives into the way businesses and recruiters are using social media to build their brands and attract great talent.
If you are attending SHRM 2016, make sure you check out her pre-conference panel session entitled: Social Solutions for HR: Social Media Strategies to Help Achieve Your HR and Business Goals
Topics We Cover:
1. How Businesses are Using Social Media @ Work
2. The Very Impressive Stats Surrounding Social Media Recruitment
3. Ways to Use Internal Social Media to Engage Employees
4. Why You Should Attend The Pre-Conference Session
5. Social Media Do's and Don'ts
7. Employee Rights on Social Media
8. Parting Thoughts
9. How to Contact Aliah
About Aliah: 
For more than 15 years, has worked as an award-winning reporter, writer, editor, artist, manager, web designer, web content manager and now social media strategist.
A best seller for SHRM's publishing division, the book advocates the use of social media by employers and their employees. I've traveled the world speaking and training HR professionals on professional and personal social media communications as well as innovations in social media recruiting. 
In addition to writing for the society's award-winning editorial division, she also manages the division's social media strategy. SHRM is the world's largest association dedicated to the HR profession. In that role, she has become a subject matter expert on the evolution of HR Technology, Social Media Strategies, Global HR, and Business Leadership and Strategy.
Resources Mentioned on the Show:
Eric Meyer's Employment Law Blog - http://www.theemployerhandbook.com/

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