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The Holiday shopping season is upon us and two things are impacting our pockets: Credit Card security and Lowered Fuel Prices. I'm joined by Carolyn Balfany, Senior Vice President of MasterCard to explain what chip technology changes mean to consumers and the businesses we shop in.

Louis Finkel of the American Petroleum Institute joins us later in the show and will share his thoughts on why fuel prices are dropping as well as results from a recent study regarding energy policies that effect the U.S. economy.

Grab your favorite cup of coffee and let's get started!

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About Long-Term Care:

Can you count on Medicare or Medicaid to cover your long-term care costs? Without proper planning, individuals can be left with few options for managing long-term care expenses. You may have heard that an estimated 70 percent of Americans 65 and older are expected to need long-term care at some point in their lives.* A new study by Lincoln Financial Group found that only a shocking 22 percent think they’ll actually need it.**

Unless you’ve experienced a long-term care event for yourself or a loved one, you may not realize the impact it can have, both financially and emotionally. According to the “2014 Cost of Care Survey,” the average cost of a private room in a nursing home can be up to $97,611 a year. With such a large price tag for long-term care, consumers should be asking, “What are my choices?” Lincoln’s study found both consumers and financial advisors underestimated the actual cost of long-term care, and consumers weren’t sure they would need it at all.

About National Bladder Health Month:

November is National Bladder Health Month, and the Urology Care Foundation is connecting, educating and empowering individuals across the country to get the facts about bladder health conditions such as Overactive Bladder and take an active role in managing their bladder health.


Many people, especially women are often too embarrassed to talk about their OAB symptoms, or assume there are no good treatment options. They think the occasional leakage that occurs from coughing or sneezing or that strong “gotta go” feeling is a normal result of having children or getting older and wait on average, nearly two years before mentioning anything to their health care provider. If they only knew, there are many treatment options available to relieve these symptoms, including simple behavior modifications, oral medical treatments, diet and exercise.


About Liver Cancer Awareness Month:

Liver cancer may be talked about less than other cancer types, but it is one of the deadliest cancers in the world, claiming the lives of more than 65 Americans each day, or nearly 25,000 Americans per year. This number has been slowly but steadily rising for several decades, despite progress in cancer research and the development of new treatments. 


The global impact is even greater, with liver cancer accounting for more than 600,000 deaths each year. Because symptoms typically do not appear early on, diagnosis is often not made until patients have late-stage disease that is more difficult to treat.


While people tend to think pink during October, it’s important that they also see green – the color of liver cancer awareness. Several common culprits – including the hepatitis B and C virus, morbid obesity and diabetes, and alcoholic cirrhosis – are directly linked to liver cancer. As these conditions reach near epidemic proportions, the incidence of liver cancer may creep up further. Currently, more than 700,000 people are diagnosed with liver cancer throughout the world every year.


It’s important that people realize the need for improved education about liver cancer risk factors, and that they discuss with their doctors the importance of regular screenings to increase the chances of catching the disease in its early stages. Diagnosing liver cancer early is key, as a patient’s chance of survival nearly doubles if the disease is caught early.


Have you ever wondered just how much of an impact STEM has on your daily life? Even if you've never given it a pondering, it's worth considering. Buildings are making people healthier, food is smarter, and wearable technology has become an extension of our brain. On this episode, I chat with two experts in STEM: Marisa Long, the Communications Director of the U.S. Green Building Council and Hank Green, a YouTube star who's all about educating the next generation on the importance of STEM.

These interviews were made possible by the U.S. Green Building Council and Emerson

Resources from This Episode:

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About Marisa Long: As the Communications Director of the U.S. Green Building Council, Marisa Long serves as a spokesperson for the organization and oversees media relations, external communications, public affairs, social media, multimedia and public relations efforts forUSGBC. She supports all USGBC brands and programs, most notably, USGBC’s flagship product, LEED. She works closely with staff and stakeholders to promote and advocate for green buildings through the media and in the marketplace. Prior to USGBC, Marisa served as a vice president at Quinn & Co. Public Relations in New York, successfully implementing numerous creative and strategic PR campaigns for a variety of high-profile real estate clients.

About Hank Green: William Henry "HankGreen II is an American entrepreneur, musician, and vlogger, known for his YouTube channel VlogBrothers, where he and his brother, John Green, regularly upload videos. He is also the creator of the online environmental technology blog EcoGeek, and the developer of Subbable. Hank, along with his brother John Green, is the co-creator of VidCon, the world's largest online video conference/convention. He is involved with several other channels on YouTube, including Crash Course, SciShow, The Lizzie Bennet Diaries, The Brain Scoop, Animal Wonders, SciShow Space, hankschannel, GamesWithHank and Sexplanations. Green was born in Birmingham, Alabama, and his family soon moved to Orlando, Florida, where he was raised. He graduated from Winter Park High School in 1998 and then earned a Bachelor's degree in Biochemistry from Eckerd College and a Master's degree in Environmental Studies from the University of Montana. He resides in Missoula, Montana with his wife Katherine Green, their cat, Cameo, and dog, Lemon.